{"OperationName":"MerchantCheckTxnStatusResponse","HMAC":"d2c85cc40c9542dd15c89b1ab2bbbba361687b44b09eb2e1dc606d413c290542","TimeStamp":"2025-11-17T21:07:20+05:30","TxnId":"IDF00000003450350061711252107179953","ResCode":"000","ResDesc":"Approved","OrgTxnType":"MSM","OrgTxnId":"IDF215ccc8281134bd490d6dc0823451b21","OrgTxnRefId":"IDF00000003450350061711252103055567","OrgCustRefId":"159766640349","OrgTxnPayerAddr":"8109937737-5@ybl","OrgTxnPayerAccNo":"65304400000013109194666094009","OrgTxnPayeeAddr":"345035.Lane06@idfcbank","OrgTxnPayeeAccNo":"94714102298","OrgTxnAmount":"43.75","OrgTxnRemarks":"MP17CC2052","OrgTxnDesc":"MerchantSendMoney","OrgTxnStatus":"FAILURE","OrgResCode":"U31","OrgResDesc":"CREDIT HAS BEEN FAILED","OrgTxnTimeStamp":"2025-11-17T21:03:18+05:30","ComplaintCategory":"COMPLAINT","TxnTranModeType":"P2M","OnUsFlag":"N","ComplaintDescListArray":{"ComplaintDescList":[{"ComplaintDesc":"Goods/services are not provided.","ComplaintCode":"U008","ComplaintType":"U2","ComplaintURCSDesc":"Goods/services are not provided for approved transaction"},{"ComplaintDesc":"Account debited but transaction confirmation not received at merchant location","ComplaintCode":"U022","ComplaintType":"U2","ComplaintURCSDesc":"Account debited but transaction confirmation not received at merchant location"},{"ComplaintDesc":"Paid by alternate means/Duplicate payment","ComplaintCode":"U023","ComplaintType":"U2","ComplaintURCSDesc":"Paid by alternate means/Duplicate payment"},{"ComplaintDesc":"Credit not processed for cancelled or returned goods null","ComplaintCode":"U021","ComplaintType":"U2","ComplaintURCSDesc":"Credit not processed for cancelled or returned goods null"},{"ComplaintDesc":"Beneficiary account is not credited for a pending / timeout transaction","ComplaintCode":"U010","ComplaintType":"U3","ComplaintURCSDesc":"Beneficiary account is not credited for a pending / timeout transaction"}]}}