{"header":{"reqId":"IDF00000003450350011811250237002203","userId":"MID345035","version":"01","clientID":"TID345035Lane01","channel":"MOB","timestamp":"2025-11-18T02:37:00.203Z"},"qrNote":"MP17AX7503","virPayAddr":"345035.Lane01@idfcbank","qrInitiationMode":"15","qrRefId":"IDF00000003450350011811250237002203","qrRefUrl":"https://referenceurl.net","qrRefCategory":"04","amount":{"value":"43.75","curr":"INR"}}