{"OperationName":"MerchantCheckTxnStatusResponse","HMAC":"b0e93c530f87ae65a8ed4396b72ea0584268bbb1863eba60447de30db6c8f613","TimeStamp":"2025-11-21T13:24:46+05:30","TxnId":"IDF00000003450350012111251324438813","ResCode":"000","ResDesc":"Approved","OrgTxnType":"MSM","OrgTxnId":"IDF005d8056ec6e4da3a2ce97a527276eaf","OrgTxnRefId":"IDF00000003450350012111251324116060","OrgCustRefId":"605862192741","OrgTxnPayerAddr":"9111779339-7@axl","OrgTxnPayerAccNo":"65292500001010430011311805","OrgTxnPayeeAddr":"345035.Lane01@idfcbank","OrgTxnPayeeAccNo":"94714102298","OrgTxnAmount":"87.50","OrgTxnRemarks":"MP53ZA1830","OrgTxnDesc":"MerchantSendMoney","OrgTxnStatus":"FAILURE","OrgResCode":"U31","OrgResDesc":"CREDIT HAS BEEN FAILED","OrgTxnTimeStamp":"2025-11-21T13:24:30+05:30","ComplaintCategory":"COMPLAINT","TxnTranModeType":"P2M","OnUsFlag":"N","ComplaintDescListArray":{"ComplaintDescList":[{"ComplaintDesc":"Goods/services are not provided.","ComplaintCode":"U008","ComplaintType":"U2","ComplaintURCSDesc":"Goods/services are not provided for approved transaction"},{"ComplaintDesc":"Account debited but transaction confirmation not received at merchant location","ComplaintCode":"U022","ComplaintType":"U2","ComplaintURCSDesc":"Account debited but transaction confirmation not received at merchant location"},{"ComplaintDesc":"Paid by alternate means/Duplicate payment","ComplaintCode":"U023","ComplaintType":"U2","ComplaintURCSDesc":"Paid by alternate means/Duplicate payment"},{"ComplaintDesc":"Credit not processed for cancelled or returned goods null","ComplaintCode":"U021","ComplaintType":"U2","ComplaintURCSDesc":"Credit not processed for cancelled or returned goods null"},{"ComplaintDesc":"Beneficiary account is not credited for a pending / timeout transaction","ComplaintCode":"U010","ComplaintType":"U3","ComplaintURCSDesc":"Beneficiary account is not credited for a pending / timeout transaction"}]}}