{"OperationName":"MerchantCheckTxnStatusResponse","HMAC":"89e34caaa0bee1e8d7dbec3d967a01cb97c0d532a56b02efe4ca22e61906f83a","TimeStamp":"2025-11-22T14:59:11+05:30","TxnId":"IDF00000003450350062211251459080000","ResCode":"000","ResDesc":"Approved","OrgTxnType":"MSM","OrgTxnId":"IDF265222b047f34a13bc32e8a60d534926","OrgTxnRefId":"IDF00000003450350062211251458102270","OrgCustRefId":"569203843753","OrgTxnPayerAddr":"7905052542-1@yescred","OrgTxnPayerAccNo":"652960000054656558670000002440","OrgTxnPayeeAddr":"345035.lane06@idfcbank","OrgTxnPayeeAccNo":"94714102298","OrgTxnAmount":"87.50","OrgTxnRemarks":"AF00000","OrgTxnDesc":"MerchantSendMoney","OrgTxnStatus":"FAILURE","OrgResCode":"U31","OrgResDesc":"CREDIT HAS BEEN FAILED","OrgTxnTimeStamp":"2025-11-22T14:58:31+05:30","ComplaintCategory":"COMPLAINT","TxnTranModeType":"P2M","OnUsFlag":"N","ComplaintDescListArray":{"ComplaintDescList":[{"ComplaintDesc":"Goods/services are not provided.","ComplaintCode":"U008","ComplaintType":"U2","ComplaintURCSDesc":"Goods/services are not provided for approved transaction"},{"ComplaintDesc":"Account debited but transaction confirmation not received at merchant location","ComplaintCode":"U022","ComplaintType":"U2","ComplaintURCSDesc":"Account debited but transaction confirmation not received at merchant location"},{"ComplaintDesc":"Paid by alternate means/Duplicate payment","ComplaintCode":"U023","ComplaintType":"U2","ComplaintURCSDesc":"Paid by alternate means/Duplicate payment"},{"ComplaintDesc":"Credit not processed for cancelled or returned goods null","ComplaintCode":"U021","ComplaintType":"U2","ComplaintURCSDesc":"Credit not processed for cancelled or returned goods null"},{"ComplaintDesc":"Beneficiary account is not credited for a pending / timeout transaction","ComplaintCode":"U010","ComplaintType":"U3","ComplaintURCSDesc":"Beneficiary account is not credited for a pending / timeout transaction"}]}}