{"header":{"reqId":"IDF00000003450350012311250819073397","userId":"MID345035","version":"01","clientID":"TID345035Lane01","channel":"MOB","timestamp":"2025-11-23T08:19:07.397Z"},"qrNote":"MP17ZE5965","virPayAddr":"345035.Lane01@idfcbank","qrInitiationMode":"15","qrRefId":"IDF00000003450350012311250819073397","qrRefUrl":"https://referenceurl.net","qrRefCategory":"04","amount":{"value":"462.50","curr":"INR"}}