{"OperationName":"MerchantCheckTxnStatusResponse","HMAC":"b4e665f0d259698a7ce9145af7e4285c4db0190c7fd6a8541c091c9325b21998","TimeStamp":"2025-11-23T15:13:06+05:30","TxnId":"IDF00000003450350012311251513037743","ResCode":"000","ResDesc":"Approved","OrgTxnType":"MSM","OrgTxnId":"IDF3b8f02445f0c40fabd3ca38e6d5b3316","OrgTxnRefId":"IDF00000003450350012311251508401130","OrgCustRefId":"755239542283","OrgTxnPayerAddr":"9161432609-1@ybl","OrgTxnPayerAccNo":"159161432609","OrgTxnPayeeAddr":"345035.Lane01@idfcbank","OrgTxnPayeeAccNo":"94714102298","OrgTxnAmount":"87.50","OrgTxnRemarks":"25BH7264B","OrgTxnDesc":"MerchantSendMoney","OrgTxnStatus":"FAILURE","OrgResCode":"U30","OrgResDesc":"DEBIT HAS BEEN FAILED","OrgTxnTimeStamp":"2025-11-23T15:08:58+05:30","ComplaintCategory":"COMPLAINT","TxnTranModeType":"P2M","OnUsFlag":"N","ComplaintDescListArray":{"ComplaintDescList":[{"ComplaintDesc":"Goods/services are not provided.","ComplaintCode":"U008","ComplaintType":"U2","ComplaintURCSDesc":"Goods/services are not provided for approved transaction"},{"ComplaintDesc":"Account debited but transaction confirmation not received at merchant location","ComplaintCode":"U022","ComplaintType":"U2","ComplaintURCSDesc":"Account debited but transaction confirmation not received at merchant location"},{"ComplaintDesc":"Paid by alternate means/Duplicate payment","ComplaintCode":"U023","ComplaintType":"U2","ComplaintURCSDesc":"Paid by alternate means/Duplicate payment"},{"ComplaintDesc":"Credit not processed for cancelled or returned goods null","ComplaintCode":"U021","ComplaintType":"U2","ComplaintURCSDesc":"Credit not processed for cancelled or returned goods null"},{"ComplaintDesc":"Beneficiary account is not credited for a pending / timeout transaction","ComplaintCode":"U010","ComplaintType":"U3","ComplaintURCSDesc":"Beneficiary account is not credited for a pending / timeout transaction"}]}}