{"OperationName":"MerchantCheckTxnStatusResponse","HMAC":"e0f18df3f0c74ad52d90bf82d8d2c4885ee56a69b24bedb8bcb7e1bb31397377","TimeStamp":"2025-11-23T11:03:23+05:30","TxnId":"IDF00000003450350062311251103212220","ResCode":"000","ResDesc":"Approved","OrgTxnType":"MSM","OrgTxnId":"IDF56a29d9d616a4d048e24f6df04c58cb8","OrgTxnRefId":"IDF00000003450350062311251101438810","OrgCustRefId":"261981190647","OrgTxnPayerAddr":"9770455796-3@ybl","OrgTxnPayerAccNo":"65304900001010770003229055","OrgTxnPayeeAddr":"345035.Lane06@idfcbank","OrgTxnPayeeAccNo":"94714102298","OrgTxnAmount":"87.50","OrgTxnRemarks":"MP66ZB8684","OrgTxnDesc":"MerchantSendMoney","OrgTxnStatus":"FAILURE","OrgResCode":"U31","OrgResDesc":"CREDIT HAS BEEN FAILED","OrgTxnTimeStamp":"2025-11-23T11:02:24+05:30","ComplaintCategory":"COMPLAINT","TxnTranModeType":"P2M","OnUsFlag":"N","ComplaintDescListArray":{"ComplaintDescList":[{"ComplaintDesc":"Goods/services are not provided.","ComplaintCode":"U008","ComplaintType":"U2","ComplaintURCSDesc":"Goods/services are not provided for approved transaction"},{"ComplaintDesc":"Account debited but transaction confirmation not received at merchant location","ComplaintCode":"U022","ComplaintType":"U2","ComplaintURCSDesc":"Account debited but transaction confirmation not received at merchant location"},{"ComplaintDesc":"Paid by alternate means/Duplicate payment","ComplaintCode":"U023","ComplaintType":"U2","ComplaintURCSDesc":"Paid by alternate means/Duplicate payment"},{"ComplaintDesc":"Credit not processed for cancelled or returned goods null","ComplaintCode":"U021","ComplaintType":"U2","ComplaintURCSDesc":"Credit not processed for cancelled or returned goods null"},{"ComplaintDesc":"Beneficiary account is not credited for a pending / timeout transaction","ComplaintCode":"U010","ComplaintType":"U3","ComplaintURCSDesc":"Beneficiary account is not credited for a pending / timeout transaction"}]}}