{"header":{"reqId":"IDF00000003450350052411251801216637","userId":"MID345035","version":"01","clientID":"TID345035Lane01","channel":"MOB","timestamp":"2025-11-24T18:01:21.637Z"},"qrNote":"MH05EV9823","virPayAddr":"345035.Lane05@idfcbank","qrInitiationMode":"15","qrRefId":"IDF00000003450350052411251801216637","qrRefUrl":"https://referenceurl.net","qrRefCategory":"04","amount":{"value":"87.50","curr":"INR"}}