{"header":{"reqId":"IDF00000003450350062411250900476600","userId":"MID345035","version":"01","clientID":"TID345035Lane01","channel":"MOB","timestamp":"2025-11-24T09:00:47.600Z"},"qrNote":"MP19ZA0608","virPayAddr":"345035.Lane06@idfcbank","qrInitiationMode":"15","qrRefId":"IDF00000003450350062411250900476600","qrRefUrl":"https://referenceurl.net","qrRefCategory":"04","amount":{"value":"87.50","curr":"INR"}}