{"header":{"reqId":"IDF00000003450350012511251326512297","userId":"MID345035","version":"01","clientID":"TID345035Lane01","channel":"MOB","timestamp":"2025-11-25T13:26:51.297Z"},"qrNote":"HR55AK5419","virPayAddr":"345035.Lane01@idfcbank","qrInitiationMode":"15","qrRefId":"IDF00000003450350012511251326512297","qrRefUrl":"https://referenceurl.net","qrRefCategory":"04","amount":{"value":"293.75","curr":"INR"}}