{"OperationName":"MerchantCheckTxnStatusResponse","HMAC":"a5483d4af6c23ea9ac35b950002742138ff8eca83a2236e9c8c3a680769fd9ac","TimeStamp":"2025-11-25T13:28:18+05:30","TxnId":"IDF00000003450350062511251328164410","ResCode":"000","ResDesc":"Approved","OrgTxnType":"MSM","OrgTxnId":"IDF229f95556d784cf480a0d0462d5d200d","OrgTxnRefId":"IDF00000003450350062511251327094450","OrgCustRefId":"835621348647","OrgTxnPayerAddr":"7389563555-2@ybl","OrgTxnPayerAccNo":"653047000037449666","OrgTxnPayeeAddr":"345035.Lane06@idfcbank","OrgTxnPayeeAccNo":"94714102298","OrgTxnAmount":"87.50","OrgTxnRemarks":"CG04PA5521","OrgTxnDesc":"MerchantSendMoney","OrgTxnStatus":"FAILURE","OrgResCode":"U31","OrgResDesc":"CREDIT HAS BEEN FAILED","OrgTxnTimeStamp":"2025-11-25T13:27:26+05:30","ComplaintCategory":"COMPLAINT","TxnTranModeType":"P2M","OnUsFlag":"N","ComplaintDescListArray":{"ComplaintDescList":[{"ComplaintDesc":"Goods/services are not provided.","ComplaintCode":"U008","ComplaintType":"U2","ComplaintURCSDesc":"Goods/services are not provided for approved transaction"},{"ComplaintDesc":"Account debited but transaction confirmation not received at merchant location","ComplaintCode":"U022","ComplaintType":"U2","ComplaintURCSDesc":"Account debited but transaction confirmation not received at merchant location"},{"ComplaintDesc":"Paid by alternate means/Duplicate payment","ComplaintCode":"U023","ComplaintType":"U2","ComplaintURCSDesc":"Paid by alternate means/Duplicate payment"},{"ComplaintDesc":"Credit not processed for cancelled or returned goods null","ComplaintCode":"U021","ComplaintType":"U2","ComplaintURCSDesc":"Credit not processed for cancelled or returned goods null"},{"ComplaintDesc":"Beneficiary account is not credited for a pending / timeout transaction","ComplaintCode":"U010","ComplaintType":"U3","ComplaintURCSDesc":"Beneficiary account is not credited for a pending / timeout transaction"}]}}